Terms of Use

Please read these Terms of Use ("Terms") carefully before using Looply ("App"). By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.

1. Acceptance of Terms

By accessing or using Looply, you confirm that:

• You are at least 13 years old (or 16 in the EEA)
• You have read, understood, and agree to these Terms
• You have read and agree to our Privacy Policy

We may modify these Terms at any time. Continued use of the App after changes constitutes acceptance of the modified Terms.

2. Description of Service

Looply is a personal subscription management application that allows you to:

• Track and organize your recurring subscriptions
• Monitor billing cycles and renewal dates
• View spending analytics and insights
• Categorize subscriptions for better organization

The App is currently provided free of charge. We reserve the right to introduce premium features or subscriptions in the future, which will be subject to additional terms.

3. Important Disclaimer

By using Looply, you acknowledge and agree that:

• The App is NOT a substitute for professional financial advice
• All information displayed is for informational purposes only
• You should NOT rely solely on the App for financial decisions
• The App may contain errors, inaccuracies, or outdated information
• We do not guarantee the accuracy or completeness of any information
• All data is manually entered by you and may not reflect actual billing
• The App does not connect to your bank accounts or payment methods

4. User Account and Responsibilities

When using Looply, you agree to:

• Provide accurate information when entering subscription data
• Regularly verify and update your information
• Keep your device secure to protect your data
• Use the App only for lawful, personal, non-commercial purposes
• Not attempt to reverse engineer, modify, or tamper with the App
• Not use the App in any way that could damage or impair its functionality
• Not use automated systems to extract data from the App
• Not violate any applicable laws or regulations

5. Intellectual Property

The App and its original content, features, and functionality are owned by Pavlo Shnurenko and are protected by international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes.

You may not:

• Copy, modify, or distribute any part of the App
• Sell, resell, or commercially exploit the App
• Remove or alter any proprietary notices
• Use our trademarks or branding without permission

6. Your Data

You retain ownership of all data you enter into the App. You are solely responsible for:

• The accuracy of information you provide
• Backing up your data (the App stores data locally)
• Any consequences from incorrect or outdated information
• Ensuring your device is secure

For information on how we handle data, please see our Privacy Policy.

7. Third-Party Services

The App may contain references to third-party services (subscription providers you track). We are not responsible for:

• The content, policies, or practices of third-party services
• Any transactions you conduct with third parties
• Any damages caused by third-party services

8. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties of non-infringement
• Warranties that the App will be uninterrupted, secure, or error-free
• Warranties regarding the accuracy or reliability of information

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• We shall not be liable for any loss of profits, data, use, or goodwill
• Our total liability shall not exceed the amount you paid for the App (if any)

Without limiting the foregoing, we are not liable for:

• Financial losses from reliance on the App
• Missed subscription renewals or cancellation deadlines
• Inaccurate calculations or analytics
• Loss or corruption of data
• Service interruptions or errors

10. Indemnification

You agree to indemnify and hold harmless Pavlo Shnurenko from any claims, damages, losses, or expenses arising from:

• Your use of the App
• Your violation of these Terms
• Your violation of any third-party rights

11. Apple App Store Terms

If you downloaded Looply from the Apple App Store, you acknowledge that:

• These Terms are between you and Pavlo Shnurenko, not Apple
• Apple has no obligation to provide maintenance or support
• Apple is not responsible for any claims relating to the App
• Apple is a third-party beneficiary of these Terms

In case of conflict between these Terms and Apple's Terms, Apple's Terms prevail regarding App Store matters.

12. Termination

You may stop using the App at any time by uninstalling it.

We may suspend or terminate your access to the App:

• If you breach these Terms
• If required by law
• If we discontinue the App

Upon termination, provisions regarding intellectual property, disclaimers, limitations of liability, and indemnification shall survive.

13. Governing Law and Disputes

These Terms are governed by the laws of Poland, without regard to conflict of law principles.

For users in the European Union: You may also be entitled to use the European Commission's Online Dispute Resolution platform at https://ec.europa.eu/odr.

Any disputes shall be resolved through good-faith negotiations first. If negotiations fail, disputes shall be submitted to the competent courts of Poland.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the App.

16. Changes to Terms

We may modify these Terms at any time. Material changes will be communicated by:

• Posting updated Terms on this page
• Updating the "Last updated" date
• Notification through the App (for significant changes)

Continued use after changes constitutes acceptance of the new Terms.

17. Contact Us

If you have questions about these Terms, please contact us:

Pavlo Shnurenko
Email: contact@looply.finance

We will respond to your inquiry within a reasonable timeframe.